{"id":2110,"date":"2025-10-03T15:51:26","date_gmt":"2025-10-03T15:51:26","guid":{"rendered":"https:\/\/klikpbc.com\/?p=2110"},"modified":"2025-10-03T17:47:00","modified_gmt":"2025-10-03T17:47:00","slug":"%e5%a1%94%e8%b4%9d%e5%b0%94%e5%ae%89%e6%a0%bc%e8%8b%8f%e5%85%b0%e5%ba%93%e5%b0%94%e5%b8%83%e9%87%8c","status":"publish","type":"post","link":"https:\/\/klikpbc.com\/zh\/tabel-angsuran-kur-bri\/","title":{"rendered":"2025\u5e74Tabel Angsuran Kur Bri\uff1aSimulasi\uff0cCara Hitung\u548cTips Cerdas"},"content":{"rendered":"<h1><img fetchpriority=\"high\" decoding=\"async\" class=\"size-medium wp-image-2117 aligncenter\" src=\"https:\/\/klikpbc.com\/wp-content\/uploads\/2025\/10\/forex-rebate-3-300x200.png\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/klikpbc.com\/wp-content\/uploads\/2025\/10\/forex-rebate-3-300x200.png 300w, https:\/\/klikpbc.com\/wp-content\/uploads\/2025\/10\/forex-rebate-3.png 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/h1>\n<h1>2025\u5e74Tabel Anguran Kur Bri: Simulasi Lengkap &amp; Tips Memilih Cicilan Yang Tepat<\/h1>\n<p data-start=\"623\" data-end=\"1155\">Dalam Menjalankan Usaha\uff0cBanyak Pelaku Umkm Membutuhkan Tambahan \u6a21\u6001\u3002 Namun, Mencari Pinjaman Yang Bunganya Ringan Dan Cicilannya Wajar Bukan Hal Mudah\u3002 \u4f0a\u56fe\u62c9\u00b7\u95e8\u52a0\u5e15\u00b7\u6cf0\u8d1d\u5c14\u00b7\u897f\u897f\u5170\u00b7\u95e8\u52a0\u8fea\u00b7\u6851\u52a0\u7279\u00b7\u6851\u52a0\u7279\u00b7\u8f9b\u683c\uff1a\u743c\u8102\u5b89\u8fbe\u00b7\u5854\u80e1\u00b7\u8d1d\u62c9\u5e15\u00b7\u6731\u59c6\u62c9\u00b7\u5b89\u683c\u62c9\u00b7\u963f\u683c\u82cf\u5170\u00b7\u8482\u666e\u00b7\u5e03\u5170\u3002 \u963f\u63d0\u514b\u5c14\u00b7\u4f0a\u5c3c\u00b7\u963f\u574e\u00b7\u6885\u5df4\u54c8\u65af <strong data-start=\"907\" data-end=\"933\">\u5854\u8d1d\u5c14\u5b89\u683c\u82cf\u5170\u5e93\u5c14\u5e03\u91cc<\/strong> Secara lengkap, termasuk cara menghitungnya, contoh simulasi, serta \u63d0\u793a Memilih Angsuran Yang Sesuai Kemmpuan anda\u3002 Dengan Memahami Tabel tersebut di Awal\uff0c\u5b89\u8fbe Terhindar Dari cicilan yang tidak sesuai ekspektasi\u3002.<\/p>\n<hr data-start=\"1157\" data-end=\"1160\" \/>\n<h2 data-start=\"1162\" data-end=\"1224\">Apa Itu Kur Bri &amp; Kenapa \u4e3aMemahami Tabel Anguran \u63d0\u4f9b\u4e86Pente\uff1f<\/h2>\n<h3 data-start=\"1225\" data-end=\"1264\">\u5f6d\u683c\u5929\u4e39\u00b7\u5eb7\u53e4\u5170\u5e93\u5c14<\/h3>\n<p data-start=\"1265\" data-end=\"1501\">Kredit Usaha Rakyat (Kur) Adalah \u8ba1\u5212 Pembiayaan Bersubsidi Dari Pemerintah Untuk Memala Usaha Skala Mikro, Kecil, Dan Menengah\u3002 Bri Sebagai Salah Satu Penyalur Utama Menyediakan Produk Kur Dengan Bunga Yang Relatif Rendah\u3002.<\/p>\n<p data-start=\"1503\" data-end=\"1533\">\u8d1d\u8d1d\u62c9\u5e15\u00b7\u5eb7\u53e4\u5170\u5e93\u5c14\u5e03\u91cc\uff1a<\/p>\n<ul data-start=\"1534\" data-end=\"1739\">\n<li data-start=\"1534\" data-end=\"1597\">\n<p data-start=\"1536\" data-end=\"1597\">Bunga efektif sekitar 6 % per tahun untuk pinjaman pertama\u3002.<\/p>\n<\/li>\n<li data-start=\"1598\" data-end=\"1662\">\n<p data-start=\"1600\" data-end=\"1662\">Tanpa Biaya Administrasi Dan Provisi\uff08Tergantung Jenis Kur\uff09\u3002.<\/p>\n<\/li>\n<li data-start=\"1663\" data-end=\"1739\">\n<p data-start=\"1665\" data-end=\"1739\">Plafon Fleksibel Sesuai Skala Usaha\uff0cDari RP 1 juta Hingga Ratusan Juta\u3002.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1741\" data-end=\"1906\">\u7eb3\u8499\uff0c\u6885\u7c73\u5229\u57fa\u5e73\u8d3e\u66fc\u5e03\u574e\u8d1d\u62c9\u8482\u8d1d\u5df4\u65af\u91cc\u897f\u79d1\u3002 di sinilah tabel anguran berperan\uff1a\u743c\u8102 calon debitur tahu porsi tiap bulan\uff0csupaya tidak \u8fc7\u5ea6\u4f7f\u7528\u3002.<\/p>\n<h3 data-start=\"1908\" data-end=\"1968\">kenapa \u201ctabel anguran kur bri\u201d jadi kata kunci utama\uff1f<\/h3>\n<p data-start=\"1969\" data-end=\"2374\">\u7b14\u51a0\u5f0f\u201ctabel anguran kur bri\u201d sering digunakan oleh orang-orang yang sudah tertarik mengajan pinjaman tetapi ingin memperkirakan beban ciclan\u3002 \u767b\u6839\u5eb7\u817e\u00b7\u6768\u00b7\u6885\u7a46\u7279\u00b7\u6cf0\u8d1d\u5c14\u00b7\u897f\u5362\u62c9\u897f\uff0c\u5f6d\u53e4\u541b\u767b\u4e50\u6bd4\u62c9\u739b\u4e01\u683c\u5c14\u8fea\u54c8\u62c9\u66fc\u5b89\u8fbe\uff0c\u6885\u5b81\u5361\u7279\u574e\u4f69\u5362\u6602\u79d1\u5f17\u897f\u3002 Oleh Karena itu, Artikel ini Akan Menyertakan Tabel Dan Simulasi Nyata Agar Relevan Bagi Pembaca Pencari informasi tersebut\u3002.<\/p>\n<hr data-start=\"2376\" data-end=\"2379\" \/>\n<h2 data-start=\"2381\" data-end=\"2444\">\u73cd\u59ae\u4e1d\u00b7\u5e93\u5c14\u00b7\u5e03\u91cc\u00b7\u4e39\u00b7\u51ef\u5766\u5c3c\u4e9a\u00b7\u767b\u6839\u00b7\u897f\u62c9\u897f\u00b7\u5b89\u683c\u82cf\u5170<\/h2>\n<h3 data-start=\"2445\" data-end=\"2498\">Kur Super Mikro\u3001Mikro\u3001Dan Kecil\uff1aApa Bedanya\uff1f<\/h3>\n<p data-start=\"2499\" data-end=\"2560\">Bri Menyediakan Beberapa Jenis Kur Berdasarkan Skala Usaha:<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2562\" data-end=\"2986\">\n<thead data-start=\"2562\" data-end=\"2621\">\n<tr data-start=\"2562\" data-end=\"2621\">\n<th data-start=\"2562\" data-end=\"2574\" data-col-size=\"sm\">\u6770\u5c3c\u65af\u00b7\u5e93\u5c14<\/th>\n<th data-start=\"2574\" data-end=\"2588\" data-col-size=\"sm\">\u666e\u62c9\u65b9\u4e4c\u59c6<\/th>\n<th data-start=\"2588\" data-end=\"2605\" data-col-size=\"sm\">\u4e2d\u97f3\u9a6c\u514b\u897f\u7c73\u5c14<\/th>\n<th data-start=\"2605\" data-end=\"2621\" data-col-size=\"sm\">\u5361\u5854\u5766\u5361\u65af<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"2686\" data-end=\"2986\">\n<tr data-start=\"2686\" data-end=\"2778\">\n<td data-start=\"2686\" data-end=\"2708\" data-col-size=\"sm\"><strong data-start=\"2688\" data-end=\"2707\">\u5e93\u5c14\u8d85\u7ea7\u7c73\u514b\u7f57<\/strong><\/td>\n<td data-start=\"2708\" data-end=\"2727\" data-col-size=\"sm\">\u5174\u52a0RP10 \u5de8\u5854<\/td>\n<td data-start=\"2727\" data-end=\"2744\" data-col-size=\"sm\">\u5174\u52a05\u592a\u6d2a<\/td>\n<td data-start=\"2744\" data-end=\"2778\" data-col-size=\"sm\">\u4e4c\u59c6\u5c3c\u4e9a\u00b7\u5766\u5e15\u00b7\u8d3e\u7c73\u5357\u00b7\u5766\u5df4\u6c49<\/td>\n<\/tr>\n<tr data-start=\"2779\" data-end=\"2876\">\n<td data-start=\"2779\" data-end=\"2795\" data-col-size=\"sm\"><strong data-start=\"2781\" data-end=\"2794\">\u5e93\u5c14\u00b7\u7c73\u514b\u7f57<\/strong><\/td>\n<td data-start=\"2795\" data-end=\"2814\" data-col-size=\"sm\">\u5174\u52a0RP50 \u5de8\u5854<\/td>\n<td data-start=\"2814\" data-end=\"2835\" data-col-size=\"sm\">\u9a6c\u514b\u897f\u7c73\u5c144-5 \u592a\u6d2a<\/td>\n<td data-start=\"2835\" data-end=\"2876\" data-col-size=\"sm\">\u4e4c\u59c6\u5c3c\u4e9a\u00b7\u5fb7\u6bd4\u56fe\u5c14\u00b7\u4e4c\u8428\u54c8\u00b7\u51ef\u897f\u5c14\u00b7\u4e39\u00b7\u7c73\u514b\u7f57<\/td>\n<\/tr>\n<tr data-start=\"2877\" data-end=\"2986\">\n<td data-start=\"2877\" data-end=\"2893\" data-col-size=\"sm\"><strong data-start=\"2879\" data-end=\"2892\">\u5e93\u5c14\u00b7\u51ef\u897f\u5c14<\/strong><\/td>\n<td data-start=\"2893\" data-end=\"2923\" data-col-size=\"sm\">RP50 \u80e1\u5854 hingga RP500 juta<\/td>\n<td data-start=\"2923\" data-end=\"2944\" data-col-size=\"sm\">\u9a6c\u514b\u897f\u7c73\u5c144-5 \u592a\u6d2a<\/td>\n<td data-start=\"2944\" data-end=\"2986\" data-col-size=\"sm\">\u4e4c\u56fe\u514b\u00b7\u4e4c\u8428\u54c8\u00b7\u767b\u6839\u65af\u5361\u62c9\u00b7\u52d2\u6bd4\u00b7\u8d1d\u8428\u5c14<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"2988\" data-end=\"3213\">Contoh, Jika anda ingin pinjam rp 20 juta lewat kur mikro, \u7537\u4e2d\u97f3 4 tahun (48 bulan) Mungkin bisa Dipilih\u3002 Semakin Panjang \u7537\u9ad8\u97f3\uff0cCicilan Bulanan Akan Lebih Ringan\uff0cTetapi Total Bunga Yang Dibayar Menjadi Lebih Besar\u3002.<\/p>\n<h3 data-start=\"3215\" data-end=\"3272\">\u4f69\u6069\u52a0\u9c81\u00b7\u90a6\u52a0\uff0c\u7537\u9ad8\u97f3\uff0c\u4e39\u00b7\u666e\u62c9\u65b9\u00b7\u7279\u54c8\u8fbe\u666e\u00b7\u5b89\u683c\u82cf\u5170<\/h3>\n<p data-start=\"3273\" data-end=\"3330\">Faktor-Faktor Berikut Sangat Menentukan Besar Angsuran:<\/p>\n<ul data-start=\"3331\" data-end=\"3780\">\n<li data-start=\"3331\" data-end=\"3422\">\n<p data-start=\"3333\" data-end=\"3422\"><strong data-start=\"3333\" data-end=\"3352\">\u666e\u62c9\u4e30\u5e73\u8d3e\u66fc<\/strong>: Semakin Besar \u540d\u4e49\u4e0a\u7684 Pinjaman\uff0cCicilan Pokoknya Juga Lebih Besar\u3002.<\/p>\n<\/li>\n<li data-start=\"3423\" data-end=\"3543\">\n<p data-start=\"3425\" data-end=\"3543\"><strong data-start=\"3425\" data-end=\"3449\">\u7537\u9ad8\u97f3 \/ \u957f\u5361 waktu<\/strong>: Semakin Panjang \u7537\u9ad8\u97f3, Cicilan Per Bulan Lebih Kecil (Tapi Bunga Total Bisa Lebih Banyak)\u3002.<\/p>\n<\/li>\n<li data-start=\"3544\" data-end=\"3654\">\n<p data-start=\"3546\" data-end=\"3654\"><strong data-start=\"3546\" data-end=\"3575\">\u82cf\u5e93\u6587\u52a0 efektif \/ \u5e73\u677f<\/strong>: Dalam Kur Bri, Bunga Efektif Biasianya 6 % per tahun untuk pinjaman pertama\u3002.<\/p>\n<\/li>\n<li data-start=\"3655\" data-end=\"3780\">\n<p data-start=\"3657\" data-end=\"3780\"><strong data-start=\"3657\" data-end=\"3691\">\u5f17\u91cc\u5e93\u65af\u897f\u5954\u5df4\u96c5\u5170\uff08\u5e03\u62c9\u5357\uff09<\/strong>: Hampir Selalu Dikontrak Sebagai Cicilan Bulanan, Untuk Memudahkan Manajemen Keuangan\u3002.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3782\" data-end=\"3912\">Dengan MemperTimbangkan Ketiga Faktor di Atas\uff0cTabel Angsuran Bisa Disusun Agar Debitur Bisa Memilih Skema Yang Tidak Memberatkan\u3002.<\/p>\n<hr data-start=\"3914\" data-end=\"3917\" \/>\n<h2 data-start=\"3919\" data-end=\"3998\">2025\u5e74Tabel Angsuran Kur Bri\uff1aSimulasi Cicilan Berdasarkan Plafon Dan Tenor<\/h2>\n<p data-start=\"3999\" data-end=\"4154\">\u8d1d\u91cc\u5e93\u7279\u963f\u8fbe\u62c9\u5eb7\u6258\u5854\u8d1d\u5c14\u00b7\u897f\u7a46\u62c9\u897f <strong data-start=\"4036\" data-end=\"4062\">\u5854\u8d1d\u5c14\u5b89\u683c\u82cf\u5170\u5e93\u5c14\u5e03\u91cc<\/strong> Per Bulan Berdasarkan \u6570\u636e Bunga \u5e73\u677f 6 %. \u6570\u636e ini Hanya Simulasi, Bisa Berbeda di Cabang\u3002.<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4156\" data-end=\"4643\">\n<thead data-start=\"4156\" data-end=\"4243\">\n<tr data-start=\"4156\" data-end=\"4243\">\n<th data-start=\"4156\" data-end=\"4174\" data-col-size=\"sm\">\u666e\u62c9\u4e30\u5e73\u8d3e\u66fc<\/th>\n<th data-start=\"4174\" data-end=\"4191\" data-col-size=\"sm\">\u4e2d\u7537 12 \u5e03\u5170<\/th>\n<th data-start=\"4191\" data-end=\"4208\" data-col-size=\"sm\">\u4e2d\u7537 24 \u5e03\u5170<\/th>\n<th data-start=\"4208\" data-end=\"4225\" data-col-size=\"sm\">\u4e2d\u7537 36 \u5e03\u5170<\/th>\n<th data-start=\"4225\" data-end=\"4243\" data-col-size=\"sm\">\u4e2d\u7537 60 \u5e03\u5170<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"4333\" data-end=\"4643\">\n<tr data-start=\"4333\" data-end=\"4403\">\n<td data-start=\"4333\" data-end=\"4350\" data-col-size=\"sm\"><strong data-start=\"4335\" data-end=\"4349\">10 rp juta<\/strong><\/td>\n<td data-start=\"4350\" data-end=\"4363\" data-col-size=\"sm\">883.333 \u4ee4\u5409<\/td>\n<td data-start=\"4363\" data-end=\"4376\" data-col-size=\"sm\">466.667 \u4ee4\u5409<\/td>\n<td data-start=\"4376\" data-end=\"4389\" data-col-size=\"sm\">327.778 \u4ee4\u5409<\/td>\n<td data-start=\"4389\" data-end=\"4403\" data-col-size=\"sm\">216.667 \u4ee4\u5409<\/td>\n<\/tr>\n<tr data-start=\"4404\" data-end=\"4482\">\n<td data-start=\"4404\" data-end=\"4421\" data-col-size=\"sm\"><strong data-start=\"4406\" data-end=\"4420\">50 rp juta<\/strong><\/td>\n<td data-start=\"4421\" data-end=\"4436\" data-col-size=\"sm\">4.416.667<\/td>\n<td data-start=\"4436\" data-end=\"4451\" data-col-size=\"sm\">2.333.333<\/td>\n<td data-start=\"4451\" data-end=\"4466\" data-col-size=\"sm\">1.638.889 \u516c\u65a4<\/td>\n<td data-start=\"4466\" data-end=\"4482\" data-col-size=\"sm\">1.083.333 \u516c\u5f0f<\/td>\n<\/tr>\n<tr data-start=\"4483\" data-end=\"4562\">\n<td data-start=\"4483\" data-end=\"4501\" data-col-size=\"sm\"><strong data-start=\"4485\" data-end=\"4500\">100 rp juta<\/strong><\/td>\n<td data-start=\"4501\" data-end=\"4516\" data-col-size=\"sm\">8.833.333 \u516c\u5143<\/td>\n<td data-start=\"4516\" data-end=\"4531\" data-col-size=\"sm\">4.666.667<\/td>\n<td data-start=\"4531\" data-end=\"4546\" data-col-size=\"sm\">3.277.778 \u516c\u5143<\/td>\n<td data-start=\"4546\" data-end=\"4562\" data-col-size=\"sm\">2.166.667<\/td>\n<\/tr>\n<tr data-start=\"4563\" data-end=\"4643\">\n<td data-start=\"4563\" data-end=\"4581\" data-col-size=\"sm\"><strong data-start=\"4565\" data-end=\"4580\">150 rp juta<\/strong><\/td>\n<td data-start=\"4581\" data-end=\"4597\" data-col-size=\"sm\">13.250.000 \u4ee4\u5409<\/td>\n<td data-start=\"4597\" data-end=\"4612\" data-col-size=\"sm\">rp 7.000.000<\/td>\n<td data-start=\"4612\" data-end=\"4627\" data-col-size=\"sm\">\u8f6c\u5f55 4.900.000<\/td>\n<td data-start=\"4627\" data-end=\"4643\" data-col-size=\"sm\">3.250.000 \u4ee4\u5409<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"4645\" data-end=\"4669\"><strong data-start=\"4645\" data-end=\"4667\">\u5f6d\u6770\u62c9\u6851\u5eb7\u6258\uff1a<\/strong><\/p>\n<ul data-start=\"4670\" data-end=\"4889\">\n<li data-start=\"4670\" data-end=\"4785\">\n<p data-start=\"4672\" data-end=\"4785\">Jika Seseorang Meminjam RP 10 Juta Dengan \u7537\u9ad8\u97f3 36 Bulan, Estimasi Cicilan per Bulan Adalah Sekitar RP 327.778\u3002.<\/p>\n<\/li>\n<li data-start=\"4786\" data-end=\"4889\">\n<p data-start=\"4788\" data-end=\"4889\">Jika Meminjam RP 50 Juta Dengan \u4e2d\u97f3 60 Bulan, Estimasi Cicilan Bulanan Adalah Sekitar RP 1.083.333\u3002.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4891\" data-end=\"5004\">\u26a0\ufe0f Catan\uff1aAngka di atas Hanya Simulasi\uff0c\u8be6\u7ec6\u4ecb\u7ecd Resmi Bisa Berbeda Tergantung Kebijakan Bank Dan Profil Debitur\u3002.<\/p>\n<h3 data-start=\"5006\" data-end=\"5060\">Contoh Perhitungan Sederhana\uff1a\u4e70\u5356\u7c7b\u6bd4<\/h3>\n<p data-start=\"5061\" data-end=\"5214\">Agar Lebih Mudah Dipahami\uff0cBayangkan \u548c\u201cMembeli Modal Usaha\u201d\uff08\u6a21\u62df\u201c\u4e70\u5165\u201d\uff09Dan Kemudian \u201cMelunasi Cicilan\u201d Secara Berkala\uff08\u6a21\u62df\u201cSell Pembayaran\u201d\uff09\u3002.<\/p>\n<p data-start=\"5216\" data-end=\"5227\">\u7c73\u6c99\u5c3c\u4e9a\uff1a<\/p>\n<ul data-start=\"5228\" data-end=\"5476\">\n<li data-start=\"5228\" data-end=\"5282\">\n<p data-start=\"5230\" data-end=\"5282\">\u5b89\u8fbe\u201c\u4e70\u201d\u6a21\u5f0f RP 20 juta dengan \u7537\u9ad8\u97f3 24 \u5e03\u5170\u3002.<\/p>\n<\/li>\n<li data-start=\"5283\" data-end=\"5354\">\n<p data-start=\"5285\" data-end=\"5354\">Berdasarkan Simulasi\uff0cCicilan Mungkin Sekitar RP 933.333 per Bulan\u3002.<\/p>\n<\/li>\n<li data-start=\"5355\" data-end=\"5436\">\n<p data-start=\"5357\" data-end=\"5436\">\u9a6c\u5361\u603b\u9633\u5b89\u8fbe\u5df4\u4e9a\u5c14\u00b7\u585e\u62c9\u9a6c 24 \u5e03\u5170 = RP 933.333 \u00d7 24 = RP 22.399.992\u3002.<\/p>\n<\/li>\n<li data-start=\"5437\" data-end=\"5476\">\n<p data-start=\"5439\" data-end=\"5476\">\u5e03\u52a0\u603b\u6570 = \u585e\u57fa\u5854\u5c14 RP 2,399,992\u3002.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5478\" data-end=\"5606\">\u6bd4\u55bb ini menunjukkan bahwa meskipun cicilan bulanan relatif ringan\uff0c\u603b\u9633 dibayar bisa lebih tinggi daripada \u6a21\u6001 awal\u3002.<\/p>\n<hr data-start=\"5608\" data-end=\"5611\" \/>\n<h2 data-start=\"5613\" data-end=\"5653\">\u5361\u62c9\u95e8\u52a0\u6731\u574e\u548cTransaksi Kur Bri<\/h2>\n<h3 data-start=\"5654\" data-end=\"5702\">\u6717\u5361-\u5170\u52a0\u00b7\u5f6d\u52a0\u80e1\u5b89 (Cara Transaksi)<\/h3>\n<h4 data-start=\"5704\" data-end=\"5739\">\u7f51\u683c\u80e1\u5b89\u5728\u7ebf\u901a\u8fc7\u7f51\u7ad9<\/h4>\n<ol data-start=\"5740\" data-end=\"6161\">\n<li data-start=\"5740\" data-end=\"5785\">\n<p data-start=\"5743\" data-end=\"5785\">\u963f\u514b\u65af\u4f4d\u7f6e\u96f7\u65af\u7c73\u5e03\u91cc\uff1a <strong data-start=\"5766\" data-end=\"5783\">\u5e93\u5c14.bri.co.id<\/strong><\/p>\n<\/li>\n<li data-start=\"5786\" data-end=\"5860\">\n<p data-start=\"5789\" data-end=\"5860\">Jika Belum Punya Akun\uff0cDaftar Terlebih Dahulu\uff0cLalu Verifikasi \u7535\u5b50\u90ae\u4ef6\u3002.<\/p>\n<\/li>\n<li data-start=\"5861\" data-end=\"5909\">\n<p data-start=\"5864\" data-end=\"5909\">\u767b\u5f55 Dan Pilih \u83dc\u5355\u201cAjukan Pinjaman Kur\u201d\u3002.<\/p>\n<\/li>\n<li data-start=\"5910\" data-end=\"5972\">\n<p data-start=\"5913\" data-end=\"5972\">ISI \u6570\u636e\u6807\u8bc6\uff0c\u6570\u636e USAHA\uff0cDan Pilih Plafon + \u7537\u9ad8\u97f3\u3002.<\/p>\n<\/li>\n<li data-start=\"5973\" data-end=\"6039\">\n<p data-start=\"5976\" data-end=\"6039\">Unggah Dokumen Pendukung\uff08KTP\u3001Surat Usaha\u3001Foto Usaha\u3001DSB\uff09\u3002.<\/p>\n<\/li>\n<li data-start=\"6040\" data-end=\"6099\">\n<p data-start=\"6043\" data-end=\"6099\">Klik \u201cHitung Angsuran\u201d Untuk Melihat Simulasi Cicilan\u3002.<\/p>\n<\/li>\n<li data-start=\"6100\" data-end=\"6161\">\n<p data-start=\"6103\" data-end=\"6161\">Ajukan Pinjaman Dan Tunggu Verifikasi \/ \u8c03\u67e5\u62c9\u90a6\u7518\u3002.<\/p>\n<\/li>\n<\/ol>\n<h4 data-start=\"6163\" data-end=\"6204\">\u8fea\u574e\u6258\u00b7\u5361\u90a6\u7684Pengajuan\u79bb\u7ebf<\/h4>\n<ol data-start=\"6205\" data-end=\"6572\">\n<li data-start=\"6205\" data-end=\"6259\">\n<p data-start=\"6208\" data-end=\"6259\">Datangi Kantor Bri Terdekat\uff0c\u5b89\u6bd4\u5c14\u00b7\u8bfa\u83ab\u5c14\u00b7\u5b89\u7279\u91cc\u4e9a\u3002.<\/p>\n<\/li>\n<li data-start=\"6260\" data-end=\"6311\">\n<p data-start=\"6263\" data-end=\"6311\">Sampaikan Bahwa Anda Ingin \u95e8\u52a0\u6731\u574e Kur Bri\u3002.<\/p>\n<\/li>\n<li data-start=\"6312\" data-end=\"6367\">\n<p data-start=\"6315\" data-end=\"6367\">isi formulir pengajuan degan \u6570\u636e diri dan usaha\u3002.<\/p>\n<\/li>\n<li data-start=\"6368\" data-end=\"6446\">\n<p data-start=\"6371\" data-end=\"6446\">Lampirkan Dokumen Yang Dibutuhkan\uff08KTP\uff0cSurat Usaha\uff0cNPWP Jika Ada\uff0cDSB\uff09\u3002.<\/p>\n<\/li>\n<li data-start=\"6447\" data-end=\"6513\">\n<p data-start=\"6450\" data-end=\"6513\">Petugas Akan Melakukan Verifikasi Dan Survei Bila Diperlukan\u3002.<\/p>\n<\/li>\n<li data-start=\"6514\" data-end=\"6572\">\n<p data-start=\"6517\" data-end=\"6572\">Jika Disetujui\uff0cDana Akan Dicairkan Sesuai Kesepakatan\u3002.<\/p>\n<\/li>\n<\/ol>\n<h3 data-start=\"6574\" data-end=\"6603\">\u4e9a\u62c9\u7279\u548c\u51ef\u7279\u56fe\u5b89<\/h3>\n<p data-start=\"6604\" data-end=\"6657\">\u8d1d\u8d1d\u62c9\u5e15\u00b7\u8428\u62c9\u7279\uff08Beberapa Syarat\uff09\u4e3aSebelum Mengajukan Kur Bri \u63d0\u4f9b\u4e86 Penting<\/p>\n<ul data-start=\"6658\" data-end=\"6939\">\n<li data-start=\"6658\" data-end=\"6702\">\n<p data-start=\"6660\" data-end=\"6702\">Warga Negara Indonesia (WNI) Dengan KTP\u3002.<\/p>\n<\/li>\n<li data-start=\"6703\" data-end=\"6750\">\n<p data-start=\"6705\" data-end=\"6750\">Usaha harus sudah berjalan \u6700\u5c0f 6 \u5e03\u5170\u3002.<\/p>\n<\/li>\n<li data-start=\"6751\" data-end=\"6811\">\n<p data-start=\"6753\" data-end=\"6811\">Dokumen Usaha (Surat Keterangan Usaha, Foto Usaha, DSB)\u3002.<\/p>\n<\/li>\n<li data-start=\"6812\" data-end=\"6882\">\n<p data-start=\"6814\" data-end=\"6882\">Tidak Sedang Menerima Kredit Perbankan (Kecuali Kredit Konsumtif)\u3002.<\/p>\n<\/li>\n<li data-start=\"6883\" data-end=\"6939\">\n<p data-start=\"6885\" data-end=\"6939\">Untuk pinjaman pertama\uff0cbunga 6 % efektif per tahun\u3002.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"6941\" data-end=\"6944\" \/>\n<h2 data-start=\"6946\" data-end=\"6983\">\u5c0f\u8d34\u58eb \u6885\u7c73\u5229\u8d6b\u00b7\u5b89\u683c\u82cf\u5170\u00b7\u6768\u6cf0\u5e15<\/h2>\n<p data-start=\"6984\" data-end=\"7038\">\u8d1d\u91cc\u5e93\u7279\u63d0\u793a\u743c\u8102\u5b89\u8fbe\u63d0\u8fbe\u514b\u201cTerjebak\u201d\u897f\u897f\u5170\u8d1d\u62c9\u7279\uff1a<\/p>\n<ol data-start=\"7040\" data-end=\"7712\">\n<li data-start=\"7040\" data-end=\"7158\">\n<p data-start=\"7043\" data-end=\"7158\"><strong data-start=\"7043\" data-end=\"7079\">\u62c9\u5e93\u574e\u00b7\u897f\u62c9\u897f\u65af\u00b7\u7279\u52d2\u6bd4\u00b7\u8fbe\u80e1\u9c81<\/strong><br data-start=\"7079\" data-end=\"7082\" \/>Gunakan fasilitas \u201cHitung Anguran\u201d Agar Tahu Beban Cicilan Setiap \u7537\u9ad8\u97f3\u3002.<\/p>\n<\/li>\n<li data-start=\"7160\" data-end=\"7314\">\n<p data-start=\"7163\" data-end=\"7314\"><strong data-start=\"7163\" data-end=\"7223\">\u6c5f\u7518\u6885\u91cc\u7279\u7f57\u5c14\u73ed\u8ba9\u5409\u5361\u6bd4\u8428\u8fea\u6b23\u8fbe\u5229<\/strong><br data-start=\"7223\" data-end=\"7226\" \/>\u7537\u9ad8\u97f3 Panjang Memang mengangi \u897f\u897f\u5170\u5e03\u5170\uff0cTetapi bunga \u603b\u963f\u574e\u4eba lebih besar\u3002.<\/p>\n<\/li>\n<li data-start=\"7316\" data-end=\"7447\">\n<p data-start=\"7319\" data-end=\"7447\"><strong data-start=\"7319\" data-end=\"7362\">\u585e\u82cf\u4f0a\u574e\u666e\u62c9\u65b9\u767b\u5e72 \u514b\u5e03\u56fe\u6c49\u00b7\u7eb3\u5854<\/strong><br data-start=\"7362\" data-end=\"7365\" \/>Jangan Meminjam Lebih Dari Yang Anda Butuhkan Karena Akan Menambah Beban Bunga\u3002.<\/p>\n<\/li>\n<li data-start=\"7449\" data-end=\"7564\">\n<p data-start=\"7452\" data-end=\"7564\"><strong data-start=\"7452\" data-end=\"7501\">\u5361\u5f53\u574e\u8fbe\u7eb3\u5361\u5f53\u7518\u6069\u56fe\u514b\u897f\u897f\u5170\u8fbe\u62c9\u7279<\/strong><br data-start=\"7501\" data-end=\"7504\" \/>Supaya jika usaha lesu\uff0c\u5b89\u8fbe\u6cf0\u5854\u666e bisa membayar cicilan\u3002.<\/p>\n<\/li>\n<li data-start=\"7566\" data-end=\"7712\">\n<p data-start=\"7569\" data-end=\"7712\"><strong data-start=\"7569\" data-end=\"7612\">Pilih Jenis Kur Yang Sesuai Skala Usaha<\/strong><br data-start=\"7612\" data-end=\"7615\" \/>Bila Usaha Masih Sangat Kecil\uff0cPilih Kur Mikro Atau \u8d85\u7ea7 Mikro Agar Persyaratan Lebih Ringan\u3002.<\/p>\n<\/li>\n<\/ol>\n<hr data-start=\"7714\" data-end=\"7717\" \/>\n<h2 data-start=\"7719\" data-end=\"7757\">\u51ef\u8f9b\u666e\u5170<\/h2>\n<p data-start=\"7758\" data-end=\"8070\">\u6885\u9a6c\u54c8\u7c73 <strong data-start=\"7767\" data-end=\"7793\">\u5854\u8d1d\u5c14\u5b89\u683c\u82cf\u5170\u5e93\u5c14\u5e03\u91cc<\/strong> Sangat Krusial Sebelum mengjukan pinjaman\u3002 \u767b\u5e72\u6a21\u62df\u6768\u7279\u5e15\u7279\uff0c\u5b89\u8fbe\u00b7\u6bd4\u8428\u00b7\u6885\u7c73\u5229\u00b7\u666e\u62c9\u65b9\u00b7\u4e39\u8bfa\u00b7\u6768\u745f\u4f0a\u00b7\u767b\u5e72\u00b7\u51ef\u66fc\u666e\u5b89\u00b7\u4e4c\u8428\u54c8\u00b7\u4e39\u00b7\u5eb7\u8fea\u897f\u00b7\u79d1\u6069\u5b89\u3002 Pastikan juga anda memenuhi persyaratan dan menggunakan \u63d0\u793a di atas agar tidak terbebani cicilan di masa depan\u3002.<\/p>\n<p data-start=\"8072\" data-end=\"8403\">\u5409\u5361\u00b7\u5b89\u8fbe\u00b7\u7279\u5854\u91cc\u514b\u00b7\u4e4c\u56fe\u514b\u00b7\u66fc\u52a0\u6731\u574e\u00b7\u83ab\u8fbe\u5c14\u00b7\u4e4c\u8428\u54c8\uff0c\u897f\u62c9\u574e <strong data-start=\"8138\" data-end=\"8182\">\u6606\u58eb\u5409\u7684\u4f4d\u7f6e Resmi Bri (kur.bri.co.id)<\/strong>, \uff0cLakukan Simulasi Anguran\uff0cDan Ajukan Langsung\u3002 \u5b89\u8fbe\u00b7\u6bd4\u8428\u00b7\u5df4\u5361\u00b7\u963f\u63d0\u514b\u5c14\u00b7\u7279\u51ef\u7279\u00b7\u5361\u7c73\u00b7\u5929\u5802 <strong data-start=\"8282\" data-end=\"8309\">\u63d0\u793a sukes usaha kecil<\/strong>, <strong data-start=\"8311\" data-end=\"8343\">\u5361\u62c9\u95e8\u683c\u6d1b\u62c9\u00b7\u514b\u4e9a\u00b7\u514b\u62c9\u59c6<\/strong>, \u963f\u6258 <strong data-start=\"8350\" data-end=\"8400\">\u9a6c\u96f7\u683c\u9c81\u65af Usaha Dengan Pinjaman Aman<\/strong>.<\/p>\n<hr data-start=\"8405\" data-end=\"8408\" \/>\n<h2 data-start=\"8410\" data-end=\"8436\">\u5e38\u95ee\u95ee\u9898<\/h2>\n<p data-start=\"8438\" data-end=\"8612\"><strong data-start=\"8438\" data-end=\"8506\">1\u3002 \u963f\u5e15\u5361\u00b7\u6cf0\u8d1d\u5c14\u00b7\u5b89\u683c\u82cf\u5170\u00b7\u5e93\u5c14\u00b7\u5e03\u91cc\u00b7\u585e\u62c9\u9c81\u00b7\u8428\u739b\u00b7\u4e4c\u56fe\u514b\u00b7\u585e\u7a46\u4e9a\u00b7\u5361\u90a6\uff1f<\/strong><br data-start=\"8506\" data-end=\"8509\" \/>\u63d0\u8fbe\u514b\u3002 Tabel Simulasi Bisa Berbeda Tergantung Jenis Kur\uff0cKebijakan Cabang\uff0cDan Evaluasi Profil Debitur\u3002.<\/p>\n<p data-start=\"8614\" data-end=\"8712\"><strong data-start=\"8614\" data-end=\"8647\">2. \u8d1d\u62c9\u5e15\u90a6\u52a0\u5e93\u5c14\u5e03\u91cc 2025\uff1f<\/strong><br data-start=\"8647\" data-end=\"8650\" \/>Untuk Pinjaman Pertama\uff0cBunga efektif Sekitar 6 % per tahun\u3002.<\/p>\n<p data-start=\"8714\" data-end=\"8890\"><strong data-start=\"8714\" data-end=\"8769\">3\u3002 \u963f\u5e15\u5361\u6bd4\u8428\u6885\u5362\u7eb3\u897f lebih awal cicilan kur bri\uff1f<\/strong><br data-start=\"8769\" data-end=\"8772\" \/>\u96c5\uff0c\u6bd4\u8428 \u2014 Biasanya Bri memberi Opsi Pelunasan Lebih Cepat Dan Mhegitung Bunga Secara \u6bd4\u4f8b Sesuai Sisa Waktu\u3002.<\/p>\n<p data-start=\"8892\" data-end=\"9097\"><strong data-start=\"8892\" data-end=\"8959\">4\u3002 Jika Usaha Sedang MenuRun, Apakah Saya Bisa Munda Cicilan\uff1f<\/strong><br data-start=\"8959\" data-end=\"8962\" \/>\u8fea\u4e9a\u5170\u00b7\u8fea\u8428\u5170\u574e\uff1b\u585e\u8d1d\u514b\u5c3c\u4e9a\u00b7\u585e\u683c\u62c9\u00b7\u585e\u683c\u62c9\u00b7\u79d1\u76ae\u54c8\u514b\u00b7\u5e03\u91cc\u00b7\u4e4c\u56fe\u514b\u00b7\u514b\u8499\u7279\u91cc\u7eb3\u00b7\u96f7\u9c81\u514b\u56fe\u91cc\u8428\u897f\uff0c\u6cf0\u5854\u76ae\u7279\u5c14\u7518\u901a\u00b7\u514b\u6bd4\u4e9a\u574e\u94f6\u884c\u3002.<\/p>\n<p data-start=\"9099\" data-end=\"9327\"><strong data-start=\"9099\" data-end=\"9183\">5. Apakah Tabel Anguran Kur Bri Berlaku Juga Untuk Pinjaman di Atas Rp100 juta\uff1f<\/strong><br data-start=\"9183\" data-end=\"9186\" \/>\u96c5\uff0cTetapi Semakin Tinggi Plafon\uff0cMaka Evaluasi Risiko Semakin Ketat Dan Cicilan Bisa Jauh Lebih Besar\u3002 \u6a21\u62df\u4eba\u751f khusus harus dik langsung\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>Tabel Angsuran KUR BRI 2025: Simulasi Lengkap &amp; Tips Memilih Cicilan yang Tepat Dalam menjalankan usaha, banyak pelaku UMKM membutuhkan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2117,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/posts\/2110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/comments?post=2110"}],"version-history":[{"count":4,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/posts\/2110\/revisions"}],"predecessor-version":[{"id":2125,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/posts\/2110\/revisions\/2125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/media\/2117"}],"wp:attachment":[{"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/media?parent=2110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/categories?post=2110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/klikpbc.com\/zh\/wp-json\/wp\/v2\/tags?post=2110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}